Replying to @JoyLivesWithUs investing takes time, consistency, and discipline Gains may seem small at first, but they compound over time. Stay patient, stay invested, and think long-term #financialfreedom #moneytips #investing #loudbudgeting #charlesschwab #buildingwealth
If you don’t have an HYSA, take this as your sign to get one before 2025. This is the perfect place to keep your emergency fund and earn interest! #financialfreedom #moneytips #hysa #loudbudgeting
Replying to @Tanna You can’t save your way to wealth - we have to invest Heres’s how to do it: 📉 Pay off high-interest debt first. You’re not going to beat a 29% credit card with a 10% market return. Use the avalanche method (pay off the highest interest debt first) so you’re not just throwing money at interest every month 📈 How to start investing: 1. Pay off high-interest debt 2. Save 3-6 months of expenses (work up to 9) 3. Use your 401k employer match if available (free $$) 4. Max out a Roth IRA (tax-free growth + tax-free withdrawals) 5. Max out 401k if you have one 6. Invest in index funds/ETFs like VOO, SWPPX (they’re great long-term plays) #financialfreedom #moneytips #hysa #investing #loudbudgeting
Replying to @thelittleoldsoul Everything you need to know about a Roth IRA 📈 #investing #financialfreedom #personalfinance #buildingwealth #rothira #401k #hysa
Replying to @Animalman10233 investing takes time, consistency, and discipline The gains may seem small at first, but they compound over time and every little bit counts. When I did my 2024 recap these numbers were so shocking! If you’re just starting out, stay patient, stay invested, and think long-term #financialfreedom #moneytips #investing #loudbudgeting #buildingwealth #networthupdate #journeytoamillion
Replying to @Adriana setting up reoccuring investments with Fidelity Creating this habit allows you to stay consistent and dollar cost average #financialfreedom #moneytips #buildingwealth #investing #fidelity #greenscreen
4 funds you should invest in as a beginner investor Investing takes time, consistency, and discipline. Gains may seem small at first, but they compound over time. Stay patient, stay invested, and think long-term #financialfreedom #investing #monet #finance
Replying to @Keish How to start your financial journey and build wealth Pay off high-interest debt first. You're not going to beat a 29% APY on a credit card with a 10% market return. Use the avalanche method (pay off the highest interest debt first) so you're not just throwing money at interest every month How to start investing: 1. 401k match (if you have it) 2. Pay off high interest debt 3. Save 3-6 month emergency fund in HYSA (or more) 4. Max out a Roth IRA (tax-free growth + tax-free withdrawals) 5. Max out 401k 6. HSA (if available) 7. Invest in low cost funds/ETFs like VOO, SWPPX (they're great long-term plays) #financialfreedom #moneytips #investing #loudbudgeting #buildingwealth
Replying to @user3202814078939 these 3 principles are easy to apply and will help you get started with investing. Investing takes time, consistency, and discipline. Gains compound over time. Stay patient, stay invested, and think long-term #financialfreedom #moneytips #investing #loudbudgeting #buildingwealth